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Cryptocurrency Basics: What Beginners Need to Know in 2026

· TappyCalc Team

Cryptocurrency Basics: What Beginners Need to Know in 2026

Cryptocurrency has evolved from a niche internet experiment to a mainstream asset class. Understanding the basics helps you make informed decisions about whether and how to invest.

What is Cryptocurrency?

  • Digital currency secured by cryptography and blockchain technology
  • Bitcoin: First and most valuable cryptocurrency, created in 2009
  • Ethereum: Platform for decentralized applications and smart contracts
  • Altcoins: All other cryptocurrencies like Solana, Cardano, and Ripple
  • Stablecoins: Pegged to fiat currency (USDT, USDC) for stability

Investing in Crypto in India

Crypto gains are taxed at 30% in India plus 4% cess, with no deduction for losses. Only invest what you can afford to lose, use reputable Indian exchanges, and store assets in private wallets for security.

Track your investment returns using our EMI Calculator.

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